As the classic said: “There are three varieties of lies: lies, vile lies and statistics.”:) Here we will talk about the latter today. But not in the context of the “lie”, but from the point of view of the tool for a more clear formation of the family budget for a month or two, without forward.
By keeping regular registration of family expenses, you will begin to receive a more or less clear picture of your monthly expenses after three to four months. You will see how much you spend on food, how much on household needs, how much transportation costs take you and what all the remaining money is spent on.
Seeing yourself in front of the expenses for the previous months, it will be much easier for you to predict the upcoming expenses. Also, these data will show you what categories of goods you have an overspending, or unjustified consumption. You can avoid such expenses next month. This process is called “optimization”.
Statistical data on the number of food products consumed or household goods can help you make wholesale purchases at reduced (for example, during the promotion) prices for a month or more forward, which, in turn, will free you from the need to buy this product next month already for The full price and the released money can be allowed to other needs.
Smokers or “consumers” will finally be able to see and realize in full glory how much is spent on tobacco and alcohol-both in quantitative and monetary terms. It is possible that the figures of the comrade are horrified, and the society will receive another hero who abandoned the pernicious habits! 🙂
You can fully realize how much you spend on children, on your family and friends monthly. How much do you spend on yourself and your second half. How much do you go to different trinkets, without which it is quite possible to live. But this money, so mediocre spent, could be postponed in the future to invest in funds, and in a few years to get a good income!
The figures obtained in the form of statistical data on the expenses of specifically your family can help you change your life, and for the better. It makes sense to think about it.
For accounting, many computer programs are now proposed. Personally, our family uses the Family 10 Pro program. It is very convenient to use, and statistics can be obtained either using built -in reports, or form your own. I recommend to everyone. In more detail about this program, I wrote here.
So, friends, statistics are not always a lie. In our particular case, it serves as a good planning tool. Try it – I’m sure you will like it!