Today the Internet has developed to the point that it allows not only to make purchases or pay utility bills without leaving your home, but even take a loan on special exchanges! Unlike a loan process in a bank where the whole procedure is sometimes stretched for up to several weeks, it is possible to get a loan on such an exchange literally in two minutes. True, such speed is “smoothed out” with a significant overpayment at the output. But how? You have to pay for all the good. To date, only the WebMoney system provides the possibility of applying for a virtual loan. Creditors are ordinary users of this system. By the way, lending to such exchanges is considered one of the highest profitable, but at the same time one of the most risky ways of earning on the network. And if we talk about risks, to some extent they are reduced by the monitoring of WebMoney credit rates provided by the relevant services, and in general, the exchanges are trying to insure their users in one way or another, as they can. To get a loan inside such a system, you need to leave an application, which indicates what exactly the amount is needed by the borrower, for what period, and what interest in the end he is ready to pay for it. After some time, one of the creditors agrees to borrow the required amount on the declared conditions. Following this borrower, a credit agreement is sent, which he must confirm in a separate letter, and only after that the funds are transferred to his account. The creditor completely takes all the risks of non -return, while Webmoney guarantees only the presence of all the passport data of each potential borrower in the system. In addition, an additional guarantee is that in case of non -return, the borrower’s electronic wallet will be completely devastated towards the creditor. Such high risks compensate for the increased interest rate, which is equal to the pawnshop-5-12% per month. True, you can always agree with the creditor and reduce the interest rate to one percent, and such a cheap and fast loan in any real bank can not get. WebMoney credit exchanges are very risky (moreover, more for creditors than for borrowers), but, how to say, who does not risk, he does not drink champagne!