Electronic money, like any others, can be taken on credit. But is it possible to do this without a WebMoney certificate?
Anyone who is registered in this ONLINE calculation system automatically receives a digital certificate – a certificate of his pseudonym. This is the first certificate, its status is the lowest, you can have wallets in any currency and dispose of your money, in the future you can get others. The higher the status of the certificate, the wider the possibility of its owner.
That is, registration provides for receiving a certificate, and access to electronic money without a certificate in general, it is impossible.
As you know, the certificate of the pseudonym does not give special advantages and opportunities in the system. Therefore, its presence can be equated with a state without a certificate. Is lending possible?. Since operations in the WebMoney system are available, you can ask for a loan from friends, they can transfer money from their wallet to any other wallet. The conditions of return and its guarantees can be discussed at a personal meeting or by electronic correspondence.
The situation is completely different with strangers. Formally, knowing the coordinates of other participants in the system, you can contact them with a proposal: a loan for certain percentages. But the return of funds should be reliably guaranteed. The owner of the owner of the certificate of the pseudonym is not checked and recorded from their words, they are unlikely to inspire sufficient trust for a significant loan. As a guarantee, a potential creditor may offer to arrange an apartment for him or report confidential information about himself – important passwords and the like.
But it is unlikely that you can agree on a decent loan amount. Especially through a credit machine.
It is easy to get a formal certificate, but it will take time. Therefore, it is better to apply for a request to the WebMoney certification center in advance. The formal certificate is issued free of charge, but you need to enter your passport data into the system. After receiving it, you can actively work with bank transfer, contact the WebMoney exchange exchange, find fellow countrymen in the system and start actively communicating with them. From this moment you can start hoping for a webmany loan. The circle of virtual acquaintances will expand, who will trust.
Having a formal certificate, you can, becoming a member of the WebMoney Transfer system, take money on credit or offer lending to other participants yourself. The procedure is simple and will not take much time.