Banking services based on mobile and Internet technologies earn more popularity. Banks realize that this is a better way to develop than the opening of new branches. The desire of banks to attract new customers makes them more and more improve and develop mobile and Internet banking. Many experts believe that banks will pay much more attention to the development of technologies related to mobile and Internet banking. Already now, the vast majority of the largest organizations in Russia strive to use these technologies, which allows you to make services and banking products easily accessible. Recently, the number of functions and the quality of Internet banking has increased markedly. And the possibility is not excluded that this will become the main way to serve customers. Already now, using mobile baking, customers can perform a lot of useful actions. Payment of purchases, money transfers, as well as the opening of new accounts and their control in real time. And I would like to note that banking products and services of this kind use multi -stage protection such as confirmation of each operation with a disposable SMS password, a system of established limits for various operations of user identification using a login and password, and therefore are safe and remarkable. The largest banks are negotiating with mobile operators on mutually beneficial cooperation. Cooperation of banks and mobile operators is becoming more and more closely, like mobile banking, a very promising direction. If with mobile and Internet banking the situation is dynamically developing, then such an unimportant banking product as lending has not yet been fully implemented. This situation is easily explained, banks are afraid of non -return of the loan, and many organizations usually do not have the opportunity to guarantee the timely repayment of the loan. Many experts agree that thanks to great competition in such an important segment as lending, the quality of services is continuously increasing. Despite everything, consumer lending is growing rapidly, as well as the corporate lending and interest from interest, which occupies almost half of the market, give banks not bad income. In this regard, many banks trying to get as many partners as possible, constantly develop and improve their products and services in this direction.
